The Gillman Chevy Buick GMC auto finance team is ready to go to work for you. No matter your credit history our car financing experts will try to find the auto loan or lease option that works for you. At Gillman Chevrolet Buick GMC we work with a network of auto financing institutions to get you the best possible rate on a car loan in Harlingen. Let the auto loan and financing staff at our greater Brownsville, McAllen and San Benito GM dealership make the process of buying a new car easy. Complete our online car loan and finance application and we will contact you shortly. Your financial information is digitally encrypted and is never sent through e-mail.
Have you picked out the new GM or used car in Harlingen you are planning to purchase? You can browse Gillman Chevy Buick GMC's current inventory online where you will find prices, pictures and details about all of the new GM cars, and used cars, at our San Benito, Texas, car dealership. If you have additional questions, contact us.
Gillman has been selling cars to Texas since 1938. Gillman used cars, trucks, SUVs and vans come with The Gillman Pre-Owned Promise. When purchasing a Used Car, Truck or SUV with Gillman, your new vehicle may come with a Lifetime Engine Warranty, a meticulous 150-point inspection, a full refund, Happy-driving Guarantee and a complete CarFAX vehicle history report. With a Gillman Pre-Owned Promise Vehicle you can save money and drive with confidence. Ask your salesperson for all of the details.
1801 Industrial Way
San Benito, TX 78586pause
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.